PHNOM PENH, Cambodia, April 01, 2026, SBI LY HOUR Bank Plc., a subsidiary of the global financial giant SBI Holdings, Inc., today announced an additional US$25 million increasing the registered capital to US$125 million. This decisive investment accelerates a planned nationwide transformation that modernizes the Bank’s infrastructure, deepens digital capability and reinforce a sustained, long-term commitment to Cambodia’s financial development.
Following the acquisition of 100% of the Bank shares in October 2025, the Group has moved from strategic investor to active steward. The US$25 million investment aims to enhance core systems, broaden digital services, and strengthen branch and distribution networks, significantly improving service reliability and customer experience throughout Cambodia.
We are currently rebranding and upgrading our facilities nationwide. All renovations, including our head office and branches, are under progress according to schedule and in full regulatory compliance. We look forward to unveiling our new identity once final approvals and launch plans are finalized.
"This capital reflects our strong confidence in Cambodia's growth prospects," stated a shareholder representative from SBI Holdings, Inc. “With full ownership, we are combining global fintech expertise and disciplined governance to deliver innovative, secure and trusted banking services that support households, businesses and the broader economy.”
It’s a global strength with a local impact. As of December 31, 2025, SBI Holdings, Inc. stands as one of the world’s most robust financial conglomerates with total assets exceeding US$223.8 billion (exchange rate of 1USD = 151JPY on December 31, 2025) and global presence more than 20 countries and it’s a pioneer in leveraging FinTech and Blockchain to revolutionize modern banking. By integrating these global technologies with a deep understanding of the local market, SBI LY HOUR Bank is positioning itself as the "Innovative and Trusted Bank for Growth" in Cambodia.
About SBI LY HOUR Bank Plc.
SBI LY HOUR Bank Plc. began operations as LY HOUR Microfinance Institution in 2012 and transitioned into a commercial bank after receiving a banking license from the National Bank of Cambodia on March 23, 2020, with strategic investment from Lok Neak Oknha Ly Hour and the giant Japanese corporation, SBI Holdings, Inc. Then, in October 2025, SBI LY HOUR Bank Plc. became a wholly-owned subsidiary of SBI Holdings, Inc.
The strategic integration of SBI LY HOUR Bank Plc. into the SBI Group's global network is a pivotal move, designed to leverage extensive fintech resources and align operations to enhance value for customers.
Currently, SBI LY HOUR Bank Plc. has surpassed this with over US$1.12 billion in total assets and a nationwide network. This extensive reach is a result of a strategy that seamlessly blends physical infrastructure with a vast digital presence, utilizing advanced money transfer services like SBI Ripple with blockchain technology built for fast and low-cost international payments. By doing so, SBI LY HOUR Bank Plc. is expanding services to meet the growing demand for convenient digital banking and position itself to thrive in the future of fintech.
About SBI Holdings, Inc.
Founded in 1999 as a pioneer in internet-based financial services, SBI Holdings, Inc. has evolved into one of the world's most influential financial conglomerates operating in more than 20 countries with 635 subsidiaries worldwide. Headquartered in Tokyo, Japan, the Group operates an expansive ecosystem spanning five core business segments: Financial Services (including Japan's largest online brokerage and digital banking platforms), Asset Management, PE Investment, Crypto-asset Business, and Next-generation Business (Biotechnology and Web3). https://www.sbigroup.co.jp/english/company/group/ sbilhbank.html
SBI Holdings, Inc. is a global frontrunner in the practical applications of Blockchain and FinTech. In early 2026, the Group announced the launch of one of Japan’s first fully regulated, yen-pegged stablecoins to facilitate large-scale corporate and cross-border settlements.
